Terms of Service

Last updated: April 20, 2026

Welcome to Prosperly Academy ("Company," "we," "us," or "our"). By accessing or purchasing from our website at prosperlyacademy.com, you agree to be bound by these Terms of Service. Please read them carefully before making any purchase.

1. Digital Products & Instant Delivery

All products sold by Prosperly Academy are digital products, including but not limited to online courses, downloadable guides, templates, worksheets, and educational materials. Upon successful payment, you will receive immediate access to your purchased content via the delivery method specified at checkout.

Because digital products are delivered electronically and are accessible immediately upon purchase, they cannot be "returned" in the traditional sense. By completing a purchase, you acknowledge and accept this condition.

2. No Refund Policy on Digital Downloads

All sales of digital products are final. We do not offer refunds, exchanges, or credits for any digital product purchases under any circumstances.

This policy exists because digital content — including courses, guides, templates, and downloadable files — is delivered and accessible immediately upon purchase. Once a digital product has been accessed, downloaded, or delivered, it cannot be reclaimed or made inaccessible to the buyer.

By completing your purchase, you expressly acknowledge and agree that:

  • You have read the course description, curriculum outline, and all product details prior to purchase.
  • You understand the nature of the digital product you are purchasing.
  • You waive any right to a refund, chargeback, or dispute based on dissatisfaction with the content, change of mind, or failure to use the product.
  • Initiating a fraudulent chargeback with your payment provider after accessing digital content may be considered theft and will be disputed accordingly.

If you have questions about a course before purchasing, please contact us at [email protected] before completing your order. We are happy to help you determine whether a course is the right fit for you.

3. Exceptions

We may, at our sole discretion, consider exceptions in the following limited circumstances:

  • Duplicate purchase: If you accidentally purchased the same product twice, contact us within 48 hours with proof of both transactions and we will issue a credit for the duplicate charge.
  • Technical failure: If you are unable to access your purchased content due to a verified technical error on our platform, we will resolve the issue or provide an alternative delivery method.

These exceptions do not constitute a general refund policy and are evaluated on a case-by-case basis.

4. Intellectual Property

All content sold or provided by Prosperly Academy — including course materials, videos, templates, written guides, and graphics — is the exclusive intellectual property of Prosperly Academy. Your purchase grants you a personal, non-transferable, non-commercial license to access and use the content for your own educational purposes only.

You may not reproduce, redistribute, resell, share login credentials, or use any content for commercial purposes without our express written permission.

5. Disclaimer of Warranties

Prosperly Academy provides financial education content for informational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice. Results described in course materials are illustrative and not guaranteed. Individual outcomes will vary based on personal circumstances, effort, and market conditions.

Always consult a qualified financial professional before making significant financial decisions.

6. Limitation of Liability

To the maximum extent permitted by law, Prosperly Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our products or services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim shall not exceed the amount you paid for the product in question.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be resolved through binding arbitration or in the courts of competent jurisdiction.

8. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Continued use of our site or products after changes are posted constitutes your acceptance of the revised terms.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at: [email protected]